Both project your finances decades ahead. ProjectionLab hands you the controls; Moola ships with UK tax rules already built in.
ProjectionLab is a deep, flexible projection tool for people who like to configure the model themselves: detailed plans, milestones, and scenarios you set up by hand. If you enjoy the spreadsheet but want it to look better and do more, it is a strong choice.
You want to own every assumption, you are happy to enter your country’s tax rules yourself, and you enjoy the modelling as much as the answer.
You want the UK rules handled for you (pensions, ISAs, salary sacrifice, student loans), an answer in minutes, and a plain-English what-if instead of a settings page.
ProjectionLab is described from its public website as of September 2026 and may have changed since; check their site for current details and pricing. ProjectionLab is a trademark of its owner and is not affiliated with Moola. Moola is a planning tool and does not give financial advice.
Yes. Income tax bands, National Insurance, pension tax relief and salary sacrifice, ISA/SIPP/LISA allowances and Plan 1 to Plan 5 student loans are built in. In ProjectionLab you configure the rules yourself.
Moola trades some hand-configuration for speed: a projection to age 100 and a freedom age in about two minutes, with what-ifs in plain English. If you want to tune every assumption by hand, ProjectionLab gives you more knobs.
There is no importer. You add your numbers by hand in about two minutes, or connect UK accounts through FCA-regulated, read-only Open Banking on Moola Pro.
A few quick questions, about two minutes, and you get a projected net worth and the age you could be financially free. No card needed.