Who keeps it up to date
- Your spreadsheet
- You do. Usually on a Sunday night, one login at a time.
- Moola
- Connected accounts refresh themselves. Statements and photos are read for you.
For spreadsheet people
Your spreadsheet, but it updates itself.
You built it for the whole picture. Then it started charging rent: Sunday-night updates, broken formulas, balances that drift. Moola keeps the overview — and does the maintenance for you.
Build my plan
Moola is not a financial adviser and does not provide regulated financial advice.
The honest comparison
What actually happens, in each world
When a formula breaks
- Your spreadsheet
- A #REF! somewhere on row 214 — and every total downstream is quietly wrong.
- Moola
- There are no formulas to break. The numbers come from your accounts.
When you open a new account
- Your spreadsheet
- New row, new column, re-link the totals, hope nothing else moved.
- Moola
- Connect it, upload a statement, or type one balance. It joins the same picture.
Money in another currency
- Your spreadsheet
- A conversion rate you pasted in months ago.
- Moola
- Held in its own currency, converted with current rates.
Looking further than this month
- Your spreadsheet
- A projection tab you built once and stopped trusting.
- Moola
- A month-by-month projection to age 100, rebuilt every time your numbers change.
And the part a spreadsheet was never going to do: you can upload the spreadsheet itself. Moola reads your accounts and balances out of it, so switching starts from what you already built — not from a blank page.
Bring the spreadsheet with you
See your whole picture
A few quick questions, or upload the sheet you already keep.