Moolabuy or rent
60-second tool

Buy or rent — your numbers, not someone else's.

Set your three numbers below. See the verdict change live. No signup needed.

Current rent / month£1,250 / mo
£800£4k
House price you'd buy£290,000
£150k£800k
Deposit saved£45,000

Money you'd put down on the house

£5k£200k
BuyRent + invest
Net worth
End of year 2036£119k·£93k

Your wealth in 10 years

If youbuy

+£119k

If yourent + invest

+£93k

Buying wins by £26k.

£20k in today's money (at 2.5% inflation)

Assumptions

  • Rent + invest assumes a 6% annual return on the surplus you'd invest.
  • Nothing is stored until you sign up. Your numbers live in this tab only.
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Buy or rent — your numbers, not someone else’s