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Enter your own numbers to see a projection of your pension pot and yearly retirement income, in today's money.
£6,612 from your pot plus £12,548 State Pension
About £18,172 a year after tax
On this projection you'd be £10,840 a year short of your £30,000 target.
Closing the gap would mean paying in about £627 more a month, which costs you about £501 after tax relief.
If growth were 2 points lower or higher, your income would be £17,367 to £21,795 a year.
Under current rules your State Pension starts at 68 years 0 months.
That costs you about £1,800 a year after tax relief, which is worth £450 a year.
Figures are in today's money, so they allow for inflation, and assume your pay rises with inflation. Income assumes you draw 4% of your pot each year, with 25% of each withdrawal tax-free. Based on 2026-27 tax rules.
This calculator provides guidance, not financial advice. It is an illustration based on the figures you enter and the assumptions shown, not a forecast or a recommendation. The value of a pension can fall as well as rise, and tax rules can change.
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