See what your money becomes.
Add your real numbers and Moola projects your net worth and the age you could be financially free — in about two minutes.
An illustrative example, not a real account — your dashboard is built from your own numbers. Not financial advice.
Add your numbers by hand, or connect via FCA-regulated Open Banking (read-only). Never sold, delete anytime.
Join 1,250+ people already mapping their money with Moola
Or try the quick retirement taster →Or explore an example dashboard →
From your numbers to a clear plan, in four steps
No jargon and no guesswork — here’s exactly what happens after you tap the button.
Model a decision by just asking
Moola's chat knows your numbers. Ask what a move would do, or what a term means, and get an answer in plain words.
What if I put £300 more a month into my pension?
That brings your financial freedom age forward by about 3 years — your projected pot at 67 goes from £810k to £963k. Want me to save this as a scenario so you can see it on your chart?
Illustrative example. Moola answers with your own figures — it never gives financial advice.
Your data stays yours
Before you type a single number, here’s how it’s handled. No data is ever sold, and you’re in control of what you share.
Built for some jobs — honest about the rest
Moola is for you if…
you want to know if you're on track — the age you could stop working, how long your safety net would last, and what a house, a move or a career break would change. Built for the UK, and for expats managing money across countries.
It's not for you if…
you're after stock picks, day-trading tools or someone to manage your investments — Moola does none of that. And if you want regulated financial advice, that takes a human adviser; Moola gives you the numbers to bring to them.
Questions people ask first
Is my bank data safe?
You don't have to connect a bank at all — you can type your numbers in by hand. If you do connect, it's read-only through FCA-regulated Open Banking, so Moola can see balances but can never move your money. Your data travels over encrypted connections, is never sold, and you can delete your account — and everything in it — whenever you want.
Is this financial advice?
No. Moola is a financial-planning and information tool, not an adviser. Projections are illustrative and based on the assumptions you provide. For a personal recommendation you'd speak to a qualified financial adviser — Moola is somewhere to think it through first and arrive at that conversation knowing which questions are yours to ask.
What does Moola Pro cost?
Moola is free to start and needs no card. Moola Pro is £10.99 a month, or £99.99 a year. Pro adds unlimited what-if scenarios, bank connections that stay fresh, Ask Moola on WhatsApp and ongoing coaching. You can cancel any time from your account page.
Do I have to connect my bank, or can I type my numbers in?
Typing them in works completely — that's the default, and plenty of people never connect anything. Connecting a bank just saves the typing and keeps balances up to date automatically. It's optional, never required, and read-only either way.
Can my partner and I plan together?
Yes — Moola models a joint household plan, including both incomes, shared property and how expenses split between you. Pro covers the person who subscribes, including your joint plan; your accounts stay shared either way, and your partner only needs their own Pro to build scenarios from their side.
Does Moola work outside the UK?
Yes, with one limit worth knowing. Moola shows the accounts of the country you live in — ISAs, SIPPs and LISAs in the UK, 401(k)s, IRAs and HSAs in the US, Super in Australia, CPF in Singapore — and you can hold accounts across several countries and currencies at once, all converted into your reference currency. Full tax modelling covers the UK (income tax, National Insurance and Plan 1 to Plan 5 student loans) and the US (federal and state income tax). Everywhere else, you project from your take-home pay.